Compounding interest is the greatest mathematical discovery of all time. -- Albert Einstein
Where asset growth is concerned, the power of compounding is very important. Whether you are saving for retirement, college tuition for your children, or for a new home, your money has to work for you before you can attain the things you want. Edgewater Asset Management can you help achieve these financial goals.
We at Edgewater Asset Management are investment advisors who incorporate many aspects of financial planning and wealth management for our clients. Beginning with a comprehensive individual assessment, we develop a client specific policy statement and investment strategy to guide the investment management directives. Your investments are managed consistently overtime for growth in a wide variety of assets, diversifying to control risk at your comfort level.
Fee-Based, Low Turnover
As a fee only organization, our only responsibility is to you and your goals. We do not currently charge for any financial planning or additional advisory services to our discretionary clients, and we are not involved in any marketing or soft dollar arrangements.
Our low turnover has averaged 11% in the last 3 years; this has helped minimize the effect of trading on returns. A sample of our top holdings include GE, Exxon, Abbott Labs, Devon Energy, Fortune Brands, Barr Pharmaceutical, Symantec, Cooper Cos, Petroleo Brazil, Telefonica, and Endesa.
Customized Porfolios, Customized Service
EAM is a non-custodial discretionary investment advisor working with a limited number of high net worth clients in a very personalized manner. This means that the investments are held by the custodian of your choice in your name, for full transparency of your investments and our actions on your behalf. We work closely with our clients to ensure that their goals are defined and attainable, and because we only deal with a select clientele of high net worth clients we can guarantee personalized attention to your portfolio.
Our clients in general are busy people, knowledgeable about investments, but lack the time or desire to dedicate to their portfolio. Our clients have various risk tolerances and portfolio preferences, and expect us to continuously manage their holdings across stocks, bonds, real estate, private equity and alternative investments in both taxable and tax-deferred accounts.
In most cases, we manage a portion of their overall assets ranging from a minimum of $250,000 to $3,000,000. As such, EAM maintains a small client roster to devote attention to our clientele. We have very low turnover and taxable assets are managed to meet individual needs.
The Investment Process
We do a top down, fundamental analysis to evaluate sector investment. Securities are then subjected to in-depth analysis to confirm investment potential. Portfolios ideally contain 15 to 30 issues, depending on the size of the portfolio.
Accounts are scrutinized for personal holdings and tax considerations, and stocks are sold on price objectives and relative attractiveness. Entry and exit points are often technically based. Exchange Traded Funds (ETFs) are utilized when needed to get appropriate diversification. Fixed income investments are selected with an eye for their balance in maturity, risk, income, and sector.
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Investment Characteristics
Orientation - Growth at a reasonable price
Analytical Process - Sector analysis leading to bottoms-up stock selection
Diversification - Diversified sector exposure
Yield - Similar to market with barbell orientation-above average yield investments balanced by lower yielding, high growth investments
Fixed Income - Structured portfolios to satisfy income and risk needs |
Investment Objectives
Maintain low absolute risk while obtaining client objectives
Providing quality investment results over a market cycle
Long term quality holdings resulting in low turnover
Personalized portfolio management |
When EAM signs you on as a client, your portfolio is managed to your personal objectives while focusing each sub-account on its particular purpose. The nature of tax-deferred accounts should be used to your advantage, balancing growth & income management with non-correlated assets to meet your objectives.
Your portfolio is tax managed for your situation, with multiple strategies utilized over the course of the year. Taxes are always a consideration, but should not drive the investment decision.
Our advice on all wealth management issues is included in base fees. This may include exercising company options, insurance needs, 401(k) investment selections, education goals for future generations, and working with other professionals on accounting issues and legal structures.
Contact us today if you are interested in learning more about what EAM can do for your portfolio.