Fees

We act in your best interest based on your situation in life.

"AARP descended on Washington bearing petitions
in support of a fiduciary standard.
They planned to deliver the petitions, with more than 26,000 signatures, to the Department of Labor in support of the DOL’s proposed rule that would protect investors in 401(k) plans and IRAs from conflicts of interest in retirement advice."

Source: BenefitsPro, 04/15

Edgewater Principals are registered financial advisors who follow the fiduciary standard. And, as fiduciaries, we are required by law to always act in your best interest.

Our fiduciary services are provided on a fee-only structure with fixed fees calculated based on the the percentage of assets managed by the firm. This ensures that we are purely seeking what is best given your specific situation. We are solely compensated from fees paid directly by our clients. The firm does not receive or accept benefits, commissions, compensation or referral bonuses from custodians or broker-dealers on any investment product, including insurance.

Edgewater does not charge performance-based fees. A performance-based fee structure has the potential of conflict of interest and may create an incentive for an Advisor to recommend certain investments over another. We maintain a policy of charging fees in arrears which means that performance during the quarter is factored into the fee calculation. This also means that our fees can decrease when a client’s portfolio declines in value.

When your assets are managed by Edgewater, services include:

Economic overviews
Development of a personal Investment Policy Statement
Portfolio construction
Preparing and developing materials for portfolio review meetings
Asset allocation/Sector analysis
Manager and performance reviews
Trading

We also provide non-fiduciary consulting services for a pre-approved price based on the scope of work. If we aren't doing the buying and selling, we offer expertise on investment opportunities and the services listed above.