Balancing a life you want today with the retirement you want tomorrow.



"Here’s how the math works: To have $1 million at age 65, 
a 25-year-old needs to save $345 per month for 20 years then never save another cent, assuming the investments earn 8% per year over those 40 years.  A 45-year-old would need to save $1,698 per month for the next 20 years to reach the same goal."


Source: Forbes

Retirement

One of the biggest dilemmas for those approaching retirement is balancing the life they want to live today with the life they want to live in retirement. 

We are experts at helping you schedule your date to retire and then working backwards to be sure you have the assets to enjoy today and during your retirement years. When you work with Edgewater, we help transition from building your investments ("nest egg") to using your investments to live.

Retirement Planning: working with you, we look at various investment and cash flow sources combined, work together to meet your needs. We lead you through discussions based on:
  • What are you planing to do during your "free" time?
  • Will you travel, take up a hobby, volunteer, mentor, philanthropy, take on a new career focus or pursue a lifelong passion?
  • What type of lifestyle do you want? 
  • How do we make your money last?
  • How does Social Security factor into the equation?
  • How do you make the most of your Social Security?
  • How do you prepare for long term healthcare costs or senior community funding options? 
  • Do you have different concerns and/or expectations than your partner/spouse?
  • What do you do about costs of children or parents who need help during your retirement?



We look forward to helping you plan for today and tomorrow.